One in five Americans finds socialism superior, poll says

WcKskV5C | Uncategorized | 07 22nd, 2018  |  No Comments »

Saturday, April 11, 2009

Twenty percent of the American public believes that socialism is superior to capitalism, says a poll by Rasmussen Reports released on Thursday, April 9.

Asked the question “Which is a better system – capitalism or socialism?”, 53% of those polled found capitalism the better system, 20% preferred socialism, and 27% were unsure. The survey did not define either capitalism or socialism, but Rasmussen also cites a December 2008 result saying that 15% of Americans prefer a government-managed economy.

Analysis of the poll’s data by website FiveThirtyEight.com furthermore found that support for capitalism was closely correlated with income; respondents earning under $20,000 a year having an eight percentage point preference for capitalism, while those earning more than $100,000 a year expressed a fifty-seven percentage point preference for capitalism. Rasmussen noted that socialism had much broader support among people under 30, where 33% support socialism and 37% support capitalism, than among any other age group.

Socialism has found support in several countries, with member parties of the Socialist International in government in over 50 countries around the world and with several other regimes describing themselves as socialist or communist; the 20% result Rasmussen finds is comparable to the electoral support for the New Democratic Party in Canada. Support for an independent socialist movement in the United States, however, has historically been limited. Socialist candidate Eugene V. Debs won 6.1% of the popular vote in 1912, and two members of the Socialist Party, Victor L. Berger and Meyer London, were elected to the United States Congress before the Great Depression. This brief flirtation with socialism is contrasted against the times during and following the First World War and Second World War, which were marked by “Red scares” — periods of pronounced anti-communism — in the United States.

Currently, only a single member of the United States Congress describes himself as a socialist: Senator Bernie Sanders of Vermont. The Social Democrats USA (SD USA), one of the successors of the Socialist Party of America, has expressed solidarity with the 76-member Congressional Progressive Caucus, which Sanders founded in 1991. It supports positions such as a living wage, universal health care, and the right of workers to form trade unions and engage in collective bargaining.

SD USA executive director Gabriel McClosky-Ross offered Wikinews an exclusive statement on the Rasmussen poll result:

I joined the Socialist Party, USA in 1972, when I was 16. That was seven months before the name change to Social Democrats, USA. I was a subscriber to the Party’s publication, New America for four years by that point. I grew up in a Catholic working class neighborhood. Many of my neighbors read the Catholic Worker. However, I would not meet another self described social democrat or democratic socialist who was close to my age until I completed college and entered the seminary when I was 21. That was not for a lack of my attempts at persuasion. Now when I speak on behalf of the Social Democrats, I meet many people who call themselves socialists or they are considering doing so.

Two things have changed. First, Stalinism in the Soviet Union finally and thankfully collapsed and The Peoples’ Republic of China is a transparently “state capitalist” regime. Second, the propaganda machine that equated private ownership of productive property with democracy is spurting under onslaught of facts that indicate just the opposite. There were two presidential elections in a row were[sic] the count look[sic] fishy and the money trail lead to the top of Republican Party. Then the banks collapsed and it was apparent that the largest financial institutions in the world were involved in sub-prime mortgage ponzi schemes.

I am not sure whether to celebrate or lament becoming an economist and union organizer instead of a priest given the current crisis. As my mentor, Michael Harrington, was fond of saying there are many kinds of socialism. Stalin, Hitler, and Mao, history’s three greatest mass murderers, all called themselves socialists. Hopefully, America is ready for a broad social democratic movement that works with trade unions and community organizations for national health care, re-industrialization, ecologically friendly mass transit, infrastructure repair, and eventually a democratization of our economy. Building such a movement will be very hard work. The cyber-world has many benefits, but people seemed to be convinced that social change can occur by email. It is great shame, that it takes 8.2% unemployment and massive economic dislocation to push people back to real time organizing and protest.

Simply that people are angry is not enough. The Bolsheviks, Fascists, and Nazis all road[sic] waves of mass discontent to power. A peoples’ movement must be militantly democratic and refuse to make common cause with even the ‘mildest and friendliest totalitarians.’ A truly democratic movement for social democracy must transcend the narrow special interest group politics that has made up most of political discourse since the protests against the Vietnam War. To transcend the current economic crisis we need a full employment economy and that means a movement concentrated on ‘red letter’ social democratic issues of democratic worker and community control of industry.

While support for socialism in the United States may be growing, Rasmussen’s polling finds that absolute majorities of the American public support both capitalism and free markets. Meanwhile, anti-communist sentiment remains strong in many segments of the US population, with opposition to socialism being a defining feature of Conservatism in the United States.

In an exclusive statement to Wikinews, John F. McManus, President of the anti-socialist John Birch Society, offered the John Birch Society’s position on the poll result:

If 20 percent of the American people prefer socialism, it is likely that half believe it has more to do with sociability that it has to do with an economic system that places government in control of their lives. Ask these 20 percent what socialism truly is and the response will rarely point to the great hero of all socialists, Karl Marx.

The John Birch Society believes that everyone is a capitalist. If one starts out defining capital as the means of production (which is its definition), then everyone — from the primitive fisherman to the corporate executive — uses capital and is a capitalist.

The distinction that most don’t make is who owns and controls the capital. Does each individual have the right to own his means of production — even a fishing pole? Or does the government own and/or control all the means of production?

When each individual has the right to own capital (property), there is freedom — up to the point where no one is permitted to impede someone else’s similar right. Where socialism reigns, the government dominates, either completely a la communism or essentially a la fascism (Nazi-style or Mussolini-style).

Most Americans are victims of an absolutely horrible educational system. Too many have been persuaded that government should take care of them. We tell such fools that, if that’s what they want, they should turn themselves in at the local prison where they will be cared for 24 hours a day. We ask them to stop advocating converting our entire nation into what effectively will be a coast-to-coast prison.

The proper role of government can never be more than the protection of the lives, liberty and property of the people who pay for it. The improper role of government is to take care of the people — which it always does poorly and does so almost always as a grab for power rather than a supposedly noble concern for the downtrodden.

Americans currently most often cite the economy as their number one concern in polls, ahead of terrorism. In December 2008, workers at the Republic Windows and Doors factory in Chicago staged a union-backed factory occupation in a fight against company management — a return to tactics of direct action from the historically more subdued American organized labor movement.

On April 10 2009, Alabama representative Spencer Bachus (R-Alabama) told the Birmingham News that seventeen members of the US House of Representatives are socialists. He did not specify which members.

Final US manufacturer ceases production of lethal injection drug; executions delayed

WcKskV5C | Uncategorized | 07 22nd, 2018  |  No Comments »

Tuesday, January 25, 2011

The sole United States manufacturer of a key component of lethal injections announced Friday that it will cease production of the drug, contributing to shortages and delaying executions.

Sodium thiopental, the first of a three drug cocktail used in 34 states to render the prisoner to be executed unconscious, was manufactured in Italy until Italian authorities stated that they would only license the manufacture if it was used for medical purposes and not, crucially, for executions.

In a statement, the company, Hospira, said that they have never condoned the use of their drug, marketed as ‘Pentothal’, in executions, and that they could not “prevent the drug from being diverted to departments of corrections for use in capital punishment procedures”.

The move means that the United States is without a viable supplier for sodium thiopental. Although many European countries manufacture the drug, which is primarily used in Europe as an anæsthetic, no manufacturer has been found that is willing to supply it for use in conjunction with the death penalty, the abolition of which has been lobbied by the EU since 2008.

The shortage means that executions in California and Oklahoma have been delayed, with Texas’ last remaining stocks of the drug due to expire in March, weeks before two scheduled executions. These delays are likely to be prolonged as the legal process of drawing up new drugs to be used for injections is lengthy. Pentobarbital, an alternative which used at the Dignitas clinic in Switzerland, is used for lethal injections in Oregon, and has started to be used by Oklahoma.

Hospira’s decision caused mixed reactions throughout the medical community, with the American Society of Anesthesiologists stating Monday that sodium thiopental is an “important and medically necessary anesthetic agent” that is a “first-line anesthetic in many cases”, citing geriatric and cardiovascular conditions, among others. It said that, although they disagree with the death penalty, “we also do not condone using the issue as the basis to place undue burdens on the distribution of this critical drug to the United States. It is an unfortunate irony that many more lives will be lost or put in jeopardy as a result of not having the drug available for its legitimate medical use.”

Several groups seek to purchase Saturn auto brand

WcKskV5C | Uncategorized | 07 17th, 2018  |  No Comments »

Thursday, May 7, 2009

Penske Automotive Group, Inc., an Ohio-based investment group and Telesto Ventures have indicated separately that they are interested in purchasing the Saturn auto brand from General Motors (GM).

According to The Wall Street Journal, Nissan-Renault is interested in purchasing Saturn. Bloomberg, however, indicated that Nissan-Renault may be a partner of Penske’s potential bid. If Penske acquired the brand, they would distribute Saturn vehicles and outsource the assembly.

GM revealed that the Saturn brand along with Saab and Hummer were up for sale when unveiling their restructuring plans to Congress for governmental loans. While the Pontiac brand was originally to be a niche brand, GM had changed their plans recently and decided to eliminate the brand.

Telesto Ventures is an investment group that includes private equity firm Black Oak Partners LLC of Oklahoma City and several Saturn dealerships. Initially, Telesto will purchase Saturn branded cars from GM then act as a general retailer for foreign brands. Telesto is in talks with several foreign manufacturers.

The Ohio group includes many former senior auto company managers plus private financial backers, chemists and engineers who live in Michigan, Ohio, Indiana and Florida. This group plans to initially purchase cars from GM then purchase existing but closed plants due to automaker restructuring. Additionally, one of the partners indicated a willingness to accept some “legacy” cost in relation to the United Auto Workers. The Ohio group is also pursuing possible loans or other support from national and state governments.

GM is reviewing several offers for Saturn. GM has contracted with S.J. Girsky & Co. to advise them on the sale.

India set to install panic buttons on buses to combat sexual assault

WcKskV5C | Uncategorized | 07 16th, 2018  |  No Comments »

Friday, May 27, 2016

The Indian Government announced on Wednesday they will issue a notification to ensure all buses are fitted with panic buttons to prevent sex-related violence occurring on buses in India. The motion was introduced by Road Transport and Highways Minister Nitin Gadkari. Installation of the buttons is set to become mandatory on June 2.

Tests are under way on 20 buses running from Rajasthan to New Delhi. Buses are to have panic buttons, a GPS-enabled vehicle tracking device, and CCTV cameras. The new buttons are located at the front doors and when pressed, a police control room has the ability to view live footage recorded inside the bus.

Last month, the government announced that as of 2017, mobile phones can’t be sold in India without a panic button. With the press of a single key, the panic button alerts emergency services that assistance is required.

Since a fatal sexual assault three and a half years ago on a bus in New Delhi, accompanied by increased rates of sexual assault, the government has been pressured to help women avoid the dangers of sexual assault. The bus sexual assault three and a half years ago resulted in India-wide protests, and laws regarding sexual assault were overhauled.

According to India’s National Crime Records Bureau (NCRB), in 2014 New Delhi reported 1,813 rapes, more than any other Indian city. In more than 80% of rapes across India, the victim knew the rapist. In data from 2013, the rapists in 539 cases were parents, in 2,315 cases other relatives.

In 2012 the NCRB said the country had 24,923 reported rapes. However, this number grew over the following year, with 2013 seeing 33,707 reported.

In 2013, NCRB said New Delhi saw 1,636 rapes reported, with an Indian average of 92 women per day. The New Delhi cases alone account for more than four per day.

Political Will Needed To Develop World Class Infrastructure In Indian Cities}

WcKskV5C | Earthmoving Equipment | 07 16th, 2018  |  No Comments »

Political Will Needed To Develop World Class Infrastructure in Indian Cities

by

Sunil Kilaru

Sunil Kilaru is an Entrepreneur based out of Bangalore. Sunil Kilaru runs IT Products & Services Company PRIMUS (www.primusglobal.com) and Real Estate Company PRIME Living (www.primeliving.in). Mr. Sunil Kilaru expressed his views as part of the Industrialists Development Forum (IDF) team based out of Andhra Pradesh.

PRIMUS provides cost-effective solutions. Because we have consultants in almost every industry ” telecommunications, financial, healthcare, security, transportation, consulting, logistics, high-tech, oil and gas, government and hospitality ” we can assure you that we will assign a team to your project that understands your industry and your needs and can help you stay competitive in the digital economy.

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Mr. Sunil Kilaru, Director of PRIME Living (www.primeliving.in) announced that PRIME Living would be launching two Townships in Malur, Bangalore in the First Quarter of 2014. One is a 20 Acre Layout Project and the Second One is 50 Acre Villa Project. Both the Projects are Gated Communities with Built in Commercial Space available to make these Projects Integrated Townships.

According to Mr. Sunil Kilaru, India needsan Integrated Public transport project, which will include roadways, railways, High Speed Train network (bullet train) and waterways. India is blessed with a long coastline. We should modernize existing ports on one hand, and develop new ones on the other. India needs a National Optical-Fibre Network up to the village level. Unless we have a strong Political Will coupled with Large Scale Foreign Investments, India will never be able to develop World Class Cities. Years of underinvestment in infrastructure have left the country with poorly functioning roads, transit systems and power grids.Bureaucratic red tape and political inertia have thwarted the success of foreign investment partnerships and bruised India’s international standing, discouraging further outside investment. Such large-scale failures have raised sharp debate about how the country’s infrastructure weaknesses will hamper its economic future as it struggles to recover from a slowdown.India’s roads haul roughly two-thirds of its freight and 85 percent of passenger traffic. Only half of the country is paved, and less than a quarter of its national highways meet required standards.

The new state of Andhra Pradesh has to develop a new Capital. This gives us a unique opportunity to showcase the world that India can develop a world class city. Once developed, other cities in India can replicate it. IDF understands the importance of political will and strong leadership to develop Andhra Pradesh. As Elections are due in Andhra, IDF launched a bus yatra in support of TDP. The industry delegation led by IT sector veteran J.A. Chowdarydiscussed with Mr. Naidu on the prospects of industrial development in the new State.Flagging off the bus yatra, Mr. Naidu criticised the Congress for the hasty manner in which it had bifurcated the State without assuring infrastructure and other facilities for the new State. IDF would intensify its efforts to attract investments from the US and other developed countries for accelerated development of Andhra Pradesh.

Sunil Kilaru is the Managing Director of PRIMUS Global Infrastructure Pvt. Ltd. Under the Leadership of Sunil, PRIMUS executed various Commercial and Residential Real Estate Ventures in Bangalore and Hyderabad. For more detail visit www.primusglobal.com

Article Source:

eArticlesOnline.com}

Indian Supreme Court verdict: AMU to remain a minority institution

WcKskV5C | Uncategorized | 07 16th, 2018  |  No Comments »

Monday, April 24, 2006

The Supreme Court of India has said that the Aligarh Muslim University (AMU) will remain a minority institution and that its character will not change, but refused to stay, till the pendency of the matter, the Allahabad High Court’s verdict striking down the 50% quota for students belonging to the minority community. Justice K. G. Balakrishnan headed the bench. The next hearing will be on May 10, 2006.

The court referred the matter to the chief justice for allocating it to a larger bench. The Aligarh Muslim University hailed the SC’s interim order on the institution’s minority character as a “major victory” and said the issue of granting 50% reservation to Muslims would be held in abeyance till a final verdict.

Earlier this month, AMU had moved the Supreme Court challenging the Allahabad High Court’s verdict, which had put down the minority status of the institution. The appeal to Supreme Court challenging the High Court verdict that AMU was not a minority institution entitled to protection under Article 30 (1) of the Constitution.

The Allahabad High Court on January 5 had struck down the provision of the Aligarh Muslim University Amendment Act, 1981, by which the status of a minority institution was accorded to AMU. It had also quashed the 50 per cent quotas for Muslim students. By doing so, it had upheld its last year’s judgement, terming as unconstitutional the minority status of the university and 50 per cent reservation for the Muslim students . The division bench referred to the SC judgement in the Ajeez Basha case of 1968, which had already taken the view that AMU was not a minority institution and any enactment of a law by Parliament could not overrule the judgement.

Crosswords/2005/February/19

WcKskV5C | Uncategorized | 07 16th, 2018  |  No Comments »

Saturday, February 19, 2005

Feel free to use the Wikimedia sites to solve our Wikinews crossword. Please do not fill it out online as it would spoil it for other people; print it out and fill it in at your own leisure!

< Previous crossword.

Contents

  • 1 Quick crossword
  • 2 Across
  • 3 Down
  • 4 Yesterday’s solution

Chili Finger Incident

WcKskV5C | Uncategorized | 07 15th, 2018  |  No Comments »

Friday, May 6, 2005

On Thursday the 22nd of March, 2005, Anna Ayala, a woman from Las Vegas, claimed to have found a human finger in her bowl of chili at a Wendy’s restaurant located at 1405 Monterey Highway, just south of downtown San Jose, California, owned by Fresno-based Jern Management.. The finger, which probably belonged to a woman as it had a long and manicured fingernail, did not belong to any of the restaurant employees. The food supplies were seized by officials to be traced back to its manufacturers, while the restaurant was permitted to open again later with chili prepared from fresh ingredients.

Contents

  • 1 Aftermath
  • 2 Investigation centers on Ayala
  • 3 Twists and turns
  • 4 Ayala arrested
  • 5 Ayala transferred to San Jose
  • 6 Finger’s owner identified
  • 7 Recently Edited headlines

Wikinews reporter David Vasquez drove his car up to the drive-thru menu and found that chili was still on the menu, at a price of US$1.19 for a small serving. He also witnessed workers unloading supplies from a semi-trailer truck in the restaurant’s parking lot, and carting them into the back door of the establishment.

Initially, county health officials said Ayala was fine and the finger had been cooked, which would have killed any bacteriae in the finger. However, on March 27, officials admitted they were not so sure anymore. Tests were done on the finger to determine this. Dr. Martin Fenstersheib, Santa Clara County’s health officer, said that even if the finger was still raw when Ayala bit into it, the risk was low that she would have become infected with anything. However, he advised that Ayala should undergo a series of precautionary follow-up tests.

Sales at Wendy’s went down because of the incident. Wendy’s International, Inc. (WEN) closed at US$39.43 on Thursday the 22nd, and as the stock exchange was closed for the Good Friday holiday, traders did not weigh in the stock until the next Monday.

By Tuesday the 5th of April, officials had still not succeeded in tracking down the owner of the finger. The fingerprint on the detached digit has been run through an FBI database as well as the local criminal database in Santa Clara County, but no matches were found. According to Rich Reneau, who was leading the investigation at the time, the fingerprint was marginal, and the likelihood of finding a match was slim.

Wendy’s stock did not go down significantly and was trading at US$39.37 that morning.

The next day, on Wednesday the 6th, Las Vegas police searched the home of Anna Ayala. About a dozen officers conducted the search at Ayala’s home at Maryland Parkway and Serene Street at about 4 p.m. local time (23:00 UTC), according to witnesses at the scene. Ayala and other residents were handcuffed and brought out of the house. Ayala said that her teenage daughter, Genesis Reyes, had torn shoulder ligaments as a result of the search. The Las Vegas Review-Journal ran a photo of Reyes wearing a sling in their Friday edition. In San Jose, police spokeswoman Gina Tepoorten confirmed to reporters that investigators had served the warrant in cooperation with Las Vegas police on Wednesday, but she refused to reveal specific details about the warrant. By that time, Wendy’s was offering a US$50,000 reward for information leading to the source of the finger.

Research by the Associated Press uncovered Ayala’s history of lawsuits. Ayala successfully won her suit for medical expenses against the national El Pollo Loco chicken-chain, a previous employer, after her daughter Genesis contracted salmonella poisoning, allegedly from eating at the restaurant. However, Ayala lost another suit against General Motors in 2000 claiming that a wheel fell off her car. She also started a sexual harassment suit against her former boss in 1998. A total of 13 lawsuits in California and Nevada had been filed. Ayala replied the focus should be on Wendy’s, and not her record of law suits. Nick Muyo, a spokesman for the San Jose Police department, said not to expect new information in the case for at least a week.

On Wednesday the 13th there was a potential new lead in the investigation. A spotted leopard had torn off part of a finger from an owner of exotic animals, Sandy Allman, in Pahrump, Nevada. The portion of Allman’s torn off finger was approximately the same size – 1 1/2-inches long. Pahrump is approximately 45 miles away from Las Vegas. Carol Asvestas, who owns an exotic animal sanctuary, told the San Jose Mercury News she witnessed the leopard tear off the finger. She reported the incident to a hotline run by Wendy’s offering the US$50,000 reward. Cindy Carroccio told the San Jose Mercury News that the finger was not reattached, and that the clinic “gave it back to her (Allman) in a little bag of ice.” On the same day the lead was announced, Ayala decided to drop her lawsuit against Wendy’s, due to emotional stress.

However, when Allman’s prints were sent to San Jose police, they didn’t match. Two days later, on Friday the 15th, Wendy’s doubled the reward to US$100,000. The company revealed that employees had passed polygraph tests. Wendy’s continues to claim that there is no evidence that the finger ever entered their supply chain, pointing to a lack of any accidents among the workers at their suppliers. Wendy’s tip line had received reports from across the United States, from “folks who either have lost a finger, or know somebody who lost a finger,” San Jose police Sgt. Nick Muyo told the Associated Press.

On Thursday the 21st of April, Anna Ayala was arrested at or near her home in Las Vegas on Thursday evening, in connection with the case, shortly after Wendy’s finished its own internal investigation. According to court documents, she has been charged with one count of attempted grand larceny related to the chili case, and one count of grand larceny in an unrelated real estate deal, and is being held without bail in Clark County, Nevada, pending extradition. A press conference by the San Jose Police and Wendy’s was held on Friday, April 22, at 13:00 PDT. The charge related to the case states the finger could not have been prepared at Wendy’s, where the chili is heated to 170 degrees for 3 hours. There is also an inconsistency in Ayala’s account of finding the finger and claiming it caused her to vomit compared with police saying there was no vomit at the scene. The incident has caused Wendy’s 2.5 million dollars worth of damages, which Ayala could be criminally responsible for. Until recently, the San Jose police had not accused Ayala of planting the finger herself.

The unrelated charge stems from an incident, also in San Jose, when Ayala allegedly received an $11,000 down payment on a mobile home she did not own.

Ayala was incarcerated at the Clark County Detention Center, awaiting a fugitive review hearing on Tuesday, April 26, 2005, at 7:30 a.m. local time. She was processed and given inmate ID 01964047. Her case number was 05F07229X. Ayala waived extradition at the hearing, and her attorney said they were ready to come to San Jose to defend against the charges.

On Friday, May 6, 2005, Ayala was transported to San Jose, California. Ayala was booked into the main Santa Clara County jail, and is awaiting arraignment. Ayala will likely be arraigned on Monday or Tuesday at the Santa Clara County Superior Court, according to Santa Clara County Deputy District Attorney David Boyd.

On September 9, 2005, Ayala plead guilty to conspiring to file a false claim and attempted grand theft, and will be sentenced on November 2, 2005. She faces up to ten years in prison, and her husband faces up to 13 years behind bars.

Until the middle of May, the owner of the finger still had not been found.

But on May 13, 2005, police announced that they had identified the finger tip as belonging to an associate of Ayala’s husband [1]. The associate had lost his finger tip in an industrial accident at an asphalt company[2] in December, 2004. Police had received the information from an undisclosed caller to Wendy’s hot-line.

Photos related to this incident:

When Is The Right Time To Buy Your First Home?}

WcKskV5C | Property Investment | 07 15th, 2018  |  No Comments »

When is the Right Time to buy your First Home?

by

Cecelia Taylor

There are many market predictions, however if you want to buy your first homethere is no wrong time. The motivation to buy is not determined by regional market conditions or by location. Industry opinions and investor speculation can not predict when a particular individual will be ready to buy. For the great majority of folks, the most compelling reasons to buy a home are based on individual circumstances and personal needs.

Family needs and desires for children/parents/in-laws/couples

Convenience to home, work, school, social activities

Sense of achievement or fulfillment

Freedom and independence

Even though there are many changes in the market, both up and downpeople still need and want to buy homes. This desire to buy a home is deeply rooted in the fabric of our consciousness. The value of homeownership gives far more satisfaction than ROI calculators can quantify.

Today, there are many different loan programs with flexible terms to fit all buyers. There are city and county down-payment assistance programs to assist in buying a home. For future buyers with blemished credit, there are debt reduction and counseling programs to help gain a fresh start.

How do you make the leap to become a homeowner? First, determine that you want to buy a home. Get your finances in order. Determine your financial situation and check your credit to determine where you fall as a borrower. Look at all of your available assets for your down payment and examine all of the finance options available to you. If you have some credit blemishes, take the time to make timely payments to your creditors to present the best financial picture. Make sure that you have a track record of stability in your employment history. Postpone any major purchases. Your actual home purchase may still be 12-18 months down the road, but you can still prepare for it now.

Get pre-approved for your mortgage. Once youve cleared the financial hurdles, talk to your lender or broker to find out how much you can afford to borrow along with the expected out-of-pocket costs you will need to incur for the closing. This will include the required down payment along with funds for closing costs. If you are buying in a sellers market, you may want to search for homes below your approved price range, so that you can have the most room for negotiation.

Find a credible licensed real estate agent. Look for an agent that can work with you based on YOUR needs and your schedule. Check references of previous clients. You may not know exactly what you want in terms of a new home, and your agent should work with you to determine your needs and help you find a property that meets your immediate and future needs. Check with family and friends for successful agent referrals. Ask them how satisfied they were with his/her services and if they would use them again.

Become an informed and practical buyer. Once you determine where you would like to live, determine what factors are most important for your family. Calculate your new commute time and research school information for your children. Make sure to evaluate the surrounding factors that are most important to you, along with factors that are least important.

Find a home that works for you. Envision yourself (along with your family living in the home). What are the key points of consideration for your home? If you spend a lot of time in the kitchen, then you want to make sure that the kitchen can accommodate your habits. If you will be working from home, make sure that your home office setup will work. Make sure that all of your telecommunications and electrical needs can be met.

Make the offer. Once you have located a property that meets your needs, make an offer based on the listing price, along with comparables information and market considerations. Your agent can work with you to determine the best price, along with any contingencies for the sale.

It is good to get a home inspection, so that you can know what the potential pitfalls and future maintenance needs may be. In a sellers market, you may find yourself bidding with several other buyers for a single piece of property. Work with your agent to determine what is customary in your area. This is when negotiation skills really come in handy!

Once your offer has been accepted, you will enter an escrow period, where all of the title research will be handled, funding requirements met; tax and title transfer paperwork managed. Prior to the close of escrow, you will sign all of your finance paperwork, and pay your remaining deposit and closing fees. After funding is complete, the title company will record the new purchase deed with the County Recorders office, and you will officially close.

Congratulations! It’s time to move. Make sure to connect your new utilities along with mail forwarding. The purchase of a home can be a lifelong achievement, but one that is truly a worthy accomplishment.

Cecelia Taylor works with Bay Area Real Estate Advisor, a resource guide for

homes in the Bay Area

. Find detailed descriptions of over 85 individual communities in the Bay Area, all with average housing and property costs, statistics on neighborhood schools and school districts, as well as information on what the community has to offer in terms of recreational and cultural activities.

Article Source:

When is the Right Time to buy your First Home?}

Claudio Bravo signs Manchester City

WcKskV5C | Uncategorized | 07 13th, 2018  |  No Comments »

Sunday, August 28, 2016

On Thursday, Spanish football club FC Barcelona announced their first-choice goalkeeper, Claudio Bravo, was sold to English club Manchester City F.C. for €18 million on a four-year deal. Manchester City is obliged to pay €2 million as add-ons.

33-year-old Claudio Bravo joined the Catalonians in the 2014 summer transfer window from Real Sociedad to replace Víctor Valdés. Bravo conceded only 43 goals in 75 matches overall, 72 La Liga matches, for the club.

In 2014, Bravo did not concede a single goal in nine consecutive league matches and set a new La Liga record for consecutive minutes without a concession. That season, he conceded only eighteen goals and won the Zamora Trophy awarded to the goalkeeper with the lowest goal-conceded-per-match ratio. He was named in the La Liga Team of the Season.

In two seasons at Camp Nou, Bravo won eight trophies — two La Liga titles, two Copa del Reys, and one each of UEFA Champions League, FIFA Club World Cup, UEFA Super Cup, and Super Copa de España. Last year, Bravo led Chile to their maiden Copa América title and successfully defended the title this year in the Centenario edition of the tournament. He was named Goalkeeper of the Tournament in both tournaments.

After signing Manchester City, Bravo said, “It is not easy to leave a club like Barcelona where I had two fantastic years, but the opportunity to work with Pep Guardiola was too good to refuse.”

Earlier on Thursday, Barcelona announced signing Dutch goalkeeper Jasper Cillessen from AFC Ajax for €13 million.

Bravo faces Barcelona in the Champions League group stage, as the draw on Thursday placed Barcelona and Manchester City both in Group C.